With SmartTrade App you can accept a wide variety of credit or debit cards in 3 different ways: 

- Face to face
- Online Invoicing (PayLinks)
- Over the phone

As opposed to most providers, we will not charge you different rates for different ways of accepting a card payment or with or without invoicing. Rates will only be different depending on where the credit or debit card was issued. Transaction fees are highlighted below.


 Visa and MasterCard

 Personal Credit- and Debit Cards issued within EU/EEA 1.65% + 20p
 Personal Credit- and Debit Cards issued Outside EU/EEA + 1.50%

 American Express

 Card issued within EU/EEA 1.65% + 20p

Pay By Bank App (PBBA)

 Transaction Fee - All transactions 0.45%

PBBA enabled banks: 

  • Barclays PingIt and HSBC

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