With SmartTrade App you can accept a wide variety of credit or debit cards in 3 different ways: 

- Face to face
- Online Invoicing (PayLinks)
- Over the phone

As opposed to most providers, we will not charge you different rates for different ways of accepting a card payment or with or without invoicing. Rates will only be different depending on where the credit or debit card was issued. Transaction fees are highlighted below.

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 Visa and MasterCard

 Personal Credit- and Debit Cards issued within EU/EEA 1.65%
 Personal Credit- and Debit Cards issued Outside EU/EEA + 1.50%

 American Express

 Card issued within EU/EEA 1.65% 

Pay By Bank App (PBBA)

 Transaction Fee - All transactions 0.45%

PBBA enabled banks: 

  • Barclays PingIt and HSBC

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